ACH Transfer Rejections

Why was my ACH withdrawal rejected?

There are a few reasons why your ACH withdrawal request may have failed: 

1. Insufficient funds: Please double check the funds available for withdrawal. You can confirm funds available for withdraw by navigating to Account ➝ Transfers ➝ Withdraw on the Webull mobile app.
2. Daily limit: The ACH withdrawal daily limit is $50,000. The daily cutoff time is 4:00 pm EST. If the pending withdrawal amount reaches the limit, please attempt the withdrawal after the current withdrawal is processed, which usually takes 1-2 business days.
3. Different Bank Accounts: If you are withdrawing funds to a bank account different from the one used for recent deposits (within the last 60 days), additional verification may be required per company policy. If the original bank account is closed or inaccessible, please contact us at +1 (888) 828-0618 or support@webull.com.
4. Invalid ABA Code or SWIFT Code: Ensure that your bank is linked with the correct ABA code (routing number) or SWIFT code. Please update your account information accordingly.
5. Expired ACH Link: If you recently changed key information with your bank (such as account password or registered email), your current ACH link may have expired. Relink your bank account to resolve this issue. If you cannot determine why your ACH withdrawal was rejected, take a screenshot of the rejection and send it through the Help Center for assistance.
6. Recent ACAT Activity: Withdrawal restrictions apply to assets transferred via ACATS. Assets transferred to Webull via ACATS are subject to a withdrawal hold period of up to 30 days, starting the day after the transfer has settled.
7. Third-Party Accounts: Withdrawals must be made to your own individual or joint bank account in your name. Webull will NOT accept third-party bank accounts or third-party payment platforms.

Why was my ACH deposit rejected?

Your ACH deposit could be rejected for a number of reasons. Common rejection reasons include:

1. Invalid ABA Code or Swift Code: Make sure you have entered the correct routing number or SWIFT code. Please relink your bank account with the accurate details.
2. Daily Limit: The daily deposit limit via ACH transfer is $50,000.
3. Expired ACH Link: If you recently updated your bank account password, registered email, or other key information, your current ACH link may have expired. Please unlink your ACH and reverify your bank account.
4. Connection Issues: There might be connectivity issues between Webull and your bank. Please unlink your bank account and use micro-deposit verification to relink it.
5. Insufficient Funds: If your linked bank account has insufficient balance, the transfer may be rejected. Verify your balance and try again later, or unlink and relink your bank account using Real-Time Verification.