Benefits with Premium

How do enhanced margin rates work?

Premium’s enhanced margin interest offers a lower rate than the standard margin interest rate. You can view the most up-to-date margin rates here.

Does an internal transfer from my Individual Cash or Margin account to my IRA account count toward the contribution match?

No, internal transfers from an Individual Cash or Margin account to a Self-Directed IRA account do not qualify for the contribution match. The contribution match is only applied to new external deposits made into the IRA.

Can I use the IRA Match Program alongside other promotions?

No. The Webull Premium IRA Match cannot be combined with other Webull IRA promotions.

Are there any tax implications for the IRA Match rewards?

The IRA match reward is treated as interest earned by your IRA account and is not reportable for tax purposes. However, if you take distributions from your IRA, those distributions may be subject to taxes. Please consult a tax professional for details specific to your situation.

Can Webull modify or terminate the IRA Match Program?

Yes, Webull reserves the right to modify or terminate the program at any time without notice.

What happens if my IRA balance drops due to market losses?

Fees will only apply if you make a withdrawal or transfer that causes your IRA balance—including any investment gains or losses—to fall below the required threshold needed to maintain your earned match.

When will the APY adjustment start or take effect on my account?

The APY adjustment will take effect on the next business day after your Webull Premium subscription is activated. You may not see the updated rate reflected on the same day you subscribe.

Is there a maximum cash balance that earns the extra APY with a Webull Premium subscription?

No — there is no maximum limit. The extra APY applies to your entire eligible cash balance as long as you're subscribed to Webull Premium.

To learn more about how Cash Management works, including eligibility and how interest is earned, please visit our All About Cash Management page.

Why is my cash account earning the extra APY Cash Management rate with Webull Premium, but not my Margin account?

The extra APY Cash Management benefit is only available for Cash accounts. Margin accounts are not eligible for APY Cash Management.

Why isn’t my IRA account earning the extra APY Cash Management rate after subscribing to Webull Premium?

IRA accounts are not eligible for the enhanced APY, regardless of Premium subscription status. The standard APY for Cash Management in IRA accounts is 0.10%.

How do the tiered contract fees on Futures and Index Options work?

Webull Premium’s fees for trading Index Options and Futures use a tiered pricing structure:

• First 1,000 contracts: $0.50 per contract
• Next 4,000 contracts (1,001–5,000): $0.40 per contract
• Remaining contracts (5,001+): $0.30 per contract

At the end of each month, the volume count resets.

If I subscribe to Webull Premium, will real-time data take effect immediately?

Yes, real-time data is activated almost immediately after subscribing to Webull Premium.

Will my Market Data subscriptions be automatically canceled after I activate the Premium subscription?

No, subscribing to Webull Premium does not cancel your existing Market Data subscriptions. To avoid duplicate charges, you will need to manually cancel those subscriptions through the App Store, PayPal, or Google Play.

How do I activate Nasdaq Level 2 (Nasdaq TotalView) data after subscribing to Webull Premium?

To activate Nasdaq Level 2 (Nasdaq TotalView) data, you’ll need to complete a questionnaire confirming that you are not a professional trader. Follow the steps below based on your device:

App:

1. Select a stock from the Markets tab.
2. Navigate to the Order Book within the chart.
3. Tap Get Started under Level 2 (Nasdaq TotalView).
4. Complete the questionnaire as prompted.

Desktop:

1. Select a stock from the Markets tab.
2. Hover over the N icon under the ticker for Level 2 (Nasdaq TotalView).
3. Click Get Started.
4. Complete the questionnaire as prompted.

How do I activate OPRA real-time options data after subscribing to Webull Premium?

To activate OPRA real-time options quotes, you’ll need to complete a questionnaire confirming that you are not a professional trader. Follow the steps below based on your device:

App:

1. Navigate to the Options Chain under the selected option.
2. Tap Get Started under OPRA Real-Time Data.
3. Complete the questionnaire as prompted.

Desktop:

1. Navigate to the Options Chain.
2. Hover over the lightning bolt icon for OPRA Real-Time Data.
3. Click Get Started.
4. Complete the questionnaire as prompted.

What is the Webull Premium IRA Match Program?

Premium users receive:

• 3.5% contribution match (ongoing)
• 3% transfer/rollover match (limited-time)

Non-subscribers receive:

• 1% contribution match (limited-time)
• No transfer match

Matches are credited within 2–3 business days after the deposit or transfer settles.

Do IRA conversions affect eligibility for the match?

No, IRA conversions do not disqualify you from receiving the contribution or transfer match.

What are the requirements to receive the IRA Match?

To qualify:

• Maintain Webull Premium for 1 full year
• Maintain your IRA contribution or transfer in the account for a minimum of five years.
• Complete contributions or transfers during the promotion window
• Use a Self-Directed IRA (Managed IRAs do not qualify)

What is the contribution match limit for 2025?

• Under age 50: $7,000 contribution → up to $245 match (Premium), $70 (non-subscriber)
• Age 50 or older: $8,000 contribution → up to $280 match (Premium), $80 (non-subscriber)

What is the transfer/rollover match limit?

• Max eligible transfers/rollovers: $1,000,000
• Max match: $30,000
• The limit applies across all Self-Directed IRA accounts owned by one user.

Do joint accounts receive Premium benefits?

Yes, if one user on the joint account subscribes, the joint account will receive benefits. However, the other user’s individual accounts will not unless they also subscribe.

Example:

• User A subscribes → User A’s Individual and Joint accounts receive benefits.
• User B receives benefits in Joint only.
• User B’s Individual accounts do not receive benefits.