Umpqua Holdings Corporation is a financial holding company of Umpqua Bank (The Bank). The Bank provides a range of banking and other financial services to corporate, institutional, and individual customers. The Bank's wholly owned subsidiary, Financial Pacific Leasing, Inc., is a commercial equipment leasing company. It offers an array of financial products, delivered through traditional and digital channels, to meet the banking needs of its market area and target customers. Its customers can access its products through online banking, mobile banking applications, including its Umpqua Go-To app and Umpquabank.com. It offers specialized loans for corporate and commercial customers. It offers treasury management and payments solutions to its customers through its Global Payments & Deposits group. Through its Private Bank, it serves high net worth individuals and families and select non-profits and professional services firms, providing deposit, lending, and financial planning solutions.