Wins Finance Holdings Inc. is a holding company. The Company is an investment and asset management company, and is an integrated lending solution provider serving small-and-medium sized enterprises (SMEs) in Jinzhong City, Shanxi Province and Beijing, China. The Company is engaged in providing financial services in the People's Republic of China (PRC) domestic market. It offers principal products and services to its customers, which primarily constitute SMEs, such as financial guarantees, financial leasing, and financial advisory and agency services. Its operations and assets are primarily located in the PRC. It makes short term investments in asset management products issued by banks and financial institutions with original maturities of over one, three or five years. It acts as a guarantor both to access and share credit risks. It provides a range of financial consultancy services, including investigation, research, and locating the source of financing and closing of financing.