First Robinson Financial Corporation is the holding company for First Robinson Savings Bank, National Association (the Bank). The Bank is primarily engaged in providing a range of banking and financial services to individual and corporate customers in Crawford and surrounding counties in Illinois and Knox, and surrounding counties in Indiana. The Bank offers personal banking services, such as Kasasa Cash and community checking; business checking; trust services, such as estate administration, guardianships, custodial agencies and managed agencies, and investment products and services, including mutual funds, annuities, life insurance, long-term care insurance, unit investment trust, and retirement plans and individual retirement accounts (IRAs). The Company offers a range of loan products, which include mortgage loans on real estate, including residential loans and commercial real estate; commercial loans; consumer or other loans, and municipal government loans.