HTBI

About HTBI

HomeTrust Bancshares, Inc. is a bank holding company of HomeTrust Bank (the Bank). The Bank’s principal business consists of attracting deposits from the general public and investing those funds, along with borrowed funds, in commercial real estate loans, construction and development loans, commercial and industrial loans, equipment finance leases, municipal leases, loans secured by first and second mortgages on one-to-four family residences including home equity loans, and other consumer loans. Municipal leases are secured primarily by a ground lease in its name with a sublease to the borrower for a fire station or an equipment lease for fire trucks and firefighting equipment located throughout North, South Carolina and, to a lesser extent, Virginia. In addition, it invests in debt securities issued by United States Government agencies and GSEs, corporate bonds, commercial paper and certificates of deposit insured by the Federal Deposit Insurance Corporation (FDIC).