FBMS

The First Bancshares, Inc. is a bank holding company for The First Bank (The First). The Company is a community-focused financial institution that offers a range of financial services to individuals, businesses, municipal entities, and non-profit organizations in the communities that it serves. These services include consumer and commercial loans, deposit accounts and safe deposit services. In addition to offering a range of deposit services and loan products, the Company have a mortgage and private banking division. Its residential mortgage loan division, which originates conventional, or government agency insured loans to purchase existing residential homes, construct new homes or refinance existing mortgages. It has a private banking division, which offers financial and wealth management services. The Company’s other services include online Internet banking services, automated teller machines, voice response telephone inquiry services, commercial sweep accounts and many others.