NUBC

Northumberland Bancorp is the holding company of The Northumberland National Bank (the Bank). The Bank is a community bank. The Bank's personal banking services include personal checking, such as Regular Checking, 50 Plus Checking, money market account and health savings account; personal savings, such as savings accounts, Christmas Clubs and All-Purpose Clubs; personal certificates of deposit; individual retirement accounts; personal loans, such as mortgage loans, personal loans, vehicle loans and loans for residential investment properties; credit cards, and other services, such as debit cards, automated teller machine (ATM) cards, VISA and American Express credit cards, telephone banking and safe deposit boxes. The Bank's business banking services include business checking, such as Business Checking account and money market account; business savings; certificates of deposit; business loans, and other services, such as commercial Internet banking and merchant services.