NWBI

Northwest Bancshares, Inc. is a bank holding company of Northwest Bank (the Bank). The Bank is a Pennsylvania-chartered stock savings bank. The Bank is a community-oriented financial institution offering personal and business banking solutions, investment management and trust services. Its principal lending activities include origination of loans secured by first mortgages on owner-occupied, one-to-four-family residences, shorter term consumer loans, and commercial business and commercial real estate loans. Its principal sources of funds are personal and business deposits, borrowed funds and the principal and interest payments on loans and marketable securities. The Bank has approximately 150 community-banking locations throughout its market area in Pennsylvania, western New York, eastern Ohio, and Indiana. Its other consumer loans include direct and indirect automobile loans, sales finance loans, unsecured personal loans, credit card loans, and loans secured by deposit accounts.