NKSH

National Bankshares, Inc. is a financial holding company for National Bank of Blacksburg (the Bank). The Bank is community-oriented and offers a full range of retail and commercial banking services to individuals, businesses, non-profits and local governments. The Bank focuses lending on small and mid-sized businesses and individuals. Loan types include commercial and agricultural, commercial real estate, construction for commercial and residential properties, residential real estate, home equity, and various consumer loan products. The Bank’s deposit products include interest-bearing and non-interest-bearing demand deposit accounts, money market deposit accounts, savings accounts, certificates of deposit, health savings accounts and individual retirement accounts. Business and consumer debit and credit cards are available. It also offers other miscellaneous services, such as letters of credit, night depository, safe deposit boxes, utility payment services and automatic funds transfer.