NFBK

Northfield Bancorp, Inc. is the holding company for Northfield Bank (the Bank). The Bank is a federally chartered savings bank. The Bank principal business consists of originating commercial real estate loans, construction and land loans, commercial and industrial loans, and home equity loans and lines of credit. It offers a variety of deposit accounts, including certificates of deposit, passbook, statement, and money market savings accounts, transaction deposit accounts negotiable orders of withdrawal accounts and interest and non-interest-bearing demand accounts, individual retirement accounts, and brokered deposits. Its principal lending activity is the origination of multifamily real estate loans and, to a lesser extent, other commercial real estate loans, in New York City, New Jersey, and eastern Pennsylvania. It also originates one-to-four family residential real estate loans, construction and land loans, commercial and industrial loans, and home equity loans and lines of credit.