HONE

HarborOne Bancorp, Inc. is the holding company for HarborOne Bank (the Bank). The Company’s segments include HarborOne Bank and HarborOne Mortgage. The HarborOne Bank consists primarily of interest earned on loans and investment securities and service charges on deposit accounts. The HarborOne Mortgage is comprised of interest earned on loans and fees received as a result of the residential mortgage origination, sale and servicing process. The residential real estate portfolio loans are originated by HarborOne Mortgage and purchased by the Bank. It provides a variety of financial services to individuals and businesses through its approximately 31 full-service bank branches in Massachusetts and Rhode Island, and a commercial lending office in each of Boston, Massachusetts and Providence, Rhode Island. Its deposit products are checking, money market, savings and term certificate of deposit accounts, while its primary lending products are commercial real estate, commercial and others.