Mountain Commerce Bancorp, Inc. is a holding company. Its principal activity is the ownership and management of its wholly owned subsidiary Mountain Commerce Bank (the Bank). The Bank also owns a 100% interest in MCB Services, Inc. The Bank operates under a state bank charter and provides full banking services. The Bank provides a variety of financial services to individuals and corporate customers located primarily in Middle and Eastern Tennessee and the surrounding areas. Its primary lending products are one-to-four family residential, commercial real estate, commercial and industrial and consumer lending. Its personal services include checking accounts, savings accounts, loans and lines of credit, certificates of deposit, private banking service, and others. Its business services include business checking, business savings, loans & lines of credit, remote deposit capture, treasury management solutions, estatements, and online banking.