Lyons Bancorp, Inc. is a financial holding company, which operates through its banking subsidiary, The Lyons National Bank (the Bank). The Bank provides a full range of commercial and retail banking services to individual and small business customers. The Bank's operations are conducted in sixteen branches located in Wayne, Onondaga, Yates, Ontario, Monroe, Seneca and Cayuga Counties, New York. Its personal banking includes personal checking, personal savings, personal mortgage center, personal retirement, online & mobile, and personal account services. Its business banking services include business checking, business savings, business retirement, and business account services. Financial services include retirement, personal retirement, and business retirement. Its personal retirement includes personal investment management, education savings, life insurance, and long-term care insurance. Business retirement includes business investment management and employer and employee benefits.