Grand River Commerce, Inc. operates as a bank holding company for Grand River Bank (the Bank). The Company, through the Bank, provides banking services to small to medium-sized commercial companies, professional and service companies, and consumers primarily in Kent and Ottawa Counties. The Bank's loan portfolio consists of real estate loans, which include owner-occupied commercial real estate loans, home improvement loans, conforming and non-conforming residential mortgages, and commercial real estate development loans; commercial loans, such as term, working capital, asset-based, small business administration (SBA) and commercial real estate loans, as well as lines of credit and mortgages; equity-line products; consumer loans, including home improvement, secured and unsecured installment, and consumer real estate lending.