Bank of San Francisco (Bank) is a community bank serving Bay Area businesses, nonprofits, and individuals. It provides a variety of personal services, such as checking, debit card, interest checking (sole proprietor), money market, certificates of deposit, IntraFi Network Deposits, interest on lawyers’ trust accounts (IOLTA), contractor's escrow retention, and others. The Bank provides business services such as deposit services, commercial loans, small business administration (SBA) loans, and digital banking. Its commercial loans include revolving lines of credit and term loans, business acquisition loans, medical, dental practice and professional service firm financing, commercial real estate loans, construction loans, and SBA 7(a) and 504 loans. Its other services include cashier's checks, foreign drafts, merchant services, notary public, payroll services, direct online payment and donation processing, and others.