QC Holdings, Inc. is a multi-bank holding company. The Company specializes in alternative financial services with a focus on credit solutions for underserved consumers and small businesses. Its products and services are categorized into Retail, Online, Business-to-business equity, and business-to-business Factoring. It offers online loans under LendNation brand. It provides equity-based working capital to companies that do not have access to traditional financing. It provides factoring services, which are the purchase of invoices at a discounted amount. It serves the Quad Cities, Cedar Rapids, Waterloo/Cedar Falls, Des Moines/Ankeny and Springfield communities through its four wholly owned banking subsidiaries, which provide full-service commercial and consumer banking and trust and asset management services. Its wholly owned subsidiaries include Quad City Bank & Trust (QCBT), Cedar Rapids Bank & Trust (CRBT) Community State Bank (CSB), and Guaranty Bank (GB).