Pepkor Holdings Limited is a South Africa-based retail company. The Company operates through four segments: Clothing and general merchandise, Furniture, appliances and electronics, Building materials, and FinTech. The Clothing and general merchandise segment includes all clothing, footwear and homeware (CFH) retail brands, such as PEP, Ackermans, PEP Africa, Pepkor, and Avenida. The Furniture, appliances and electronics include the Pepkor Lifestyle brands. It offers brands that include Bradlows, Russells, Rochester, Sleepmasters, Incredible and HiFi Corp. The building materials segment includes three divisions: general building materials, wholesale and specialized building materials. These divisions source, distribute, wholesale and retail general and specialized building materials. The division has various brands that serve the full spectrum of the construction industry, including residential, commercial and industrial markets.