MTN Group Limited is a mobile network operator providing diverse range of voice, data, digital, fintech, wholesale and enterprise services. The Company's geographical segments include South Africa, Nigeria, Ghana, South and East Africa (SEA), and Francophone Africa. South Africa and Nigeria comprise the segment information for the South African, Nigerian and Ghanaian cellular network service providers respectively. The SEA and Francophone Africa comprise segment information for operations in regions which are also network service providers. The SEA region includes Uganda, Rwanda, Zambia, South Sudan, Sudan and Liberia. Its fintech solutions are in-store payments, remittances, prepaid services, mobile wallets, micro-loans, and micro-insurance. MTN MoMo is a fintech platform providing consumers and businesses digital financial services. Its digital solution includes ayoba, which allows users to chat, call, follow localized content channels and micro-apps, play games and listen to music.