M&G plc is a United Kingdom-based savings and investment company. The Company operates through three segments: Asset Management, Life, and Corporate Centre. The Asset Management segment includes investment management capability, which is offered to both wholesale and institutional clients. The Asset Management segment also manages a significant proportion of Life assets it manages. The Life segment operates in the savings and pensions market and includes corporate risk solutions, individual life and pensions, international solutions and advice. Its Individual products include annuity contracts: level annuities, fixed increase annuities, and inflation-linked annuities. These products are distributed to clients through the intermediaries and advisers and include the Retirement Account (a combined individual pension and income drawdown product), individual pensions, individual savings accounts, collective investments, and a range of onshore and offshore bonds.