Komercni Banka as is a Czech Republic-based commercial bank. The Bank’s business activities are divided into three operating segments: Retail Banking, providing products and services to individuals, such as predominantly current and saving accounts, term deposits, overdrafts, credit card loans, personal loans and mortgages; Corporate Banking, providing products and services to corporate entities, such as current accounts, term deposits, revolving loans, business loans, mortgages, foreign currency and derivate products, syndicated and export financing and guarantee transactions; and Investment Banking, trading with financial instruments. In addition, the Bank offers insurance services, supplementary pension plans, building savings and mediation of business transactions and services. The Bank operates several subsidiaries. The Bank is a member of Societe Generale Group.