Spenda Limited is an Australia-based software solutions provider and a payment processor. The Company delivers the infrastructure to streamline processes before and after the payment event. It offers an integrated platform that enables businesses across the supply chain to sell and get paid. Its segments include SaaS and Payments, and Lending. The SaaS and Payments segment is engaged in the provision of software as a service to business customers and merchant payment services. The Lending segment is engaged in the provision of lending services to business customers. It creates an operating environment that enables transfer of data from multiple, disparate software systems in one standardized technology solution. Its products include B2B payments and eInvoicing, B2C payments, Virtual credit facility, Accounts receivable automation, Accounts payable automation and others.