Bank of the Philippine Islands is a Philippines-based domestic commercial bank. The Company's segments include consumer banking, corporate banking and investment banking/financial markets. Its consumer banking serves the individual and retail markets. Its services cover deposit taking and servicing, consumer lending such as home mortgages, auto loans and credit card finance as well as the remittance business. Its corporate banking caters to both high-end corporations and middle market clients. Its services include deposit taking and servicing, loan facilities, trade, cash management and Internet-based banking platforms for corporate and institutional customers. Its investment banking includes the various business groups operating in the investment markets and dealing in activities other than lending and deposit taking. These services cover corporate finance, securities distribution, asset management, trust and fiduciary services as well as proprietary trading and investment activities.