Bank of Cyprus Holdings Public Limited Company is an Ireland-based holding company of Bank of Cyprus Public Company Limited (BOC PCL or the Bank) with principal place of business in Cyprus. The principal activities of BOC PCL and its subsidiary companies involve the provision of banking, financial, and insurance services and the management and disposal of property predominantly acquired in exchange for debt. The Company's segments include Corporate, IBU & International corporate, SME, Retail, Restructuring and recoveries, REMU, Insurance, Treasury, Payment services, and Other. The Corporate, Small and Medium-sized Enterprises (SME) and Retail business lines are managing loans and advances to customers. IBU business line specializes in the offering of banking services to the international corporate customers based in Cyprus, particularly international business companies whose ownership and business activities lie outside Cyprus, and non-resident individual customers of BOC PCL.