BDO Unibank, Inc. is a Philippines-based universal bank. The Company's segments include Commercial banking, Investment banking, Private banking, Leasing and financing, Insurance, and Others. The Commercial banking segment includes lending (corporate and consumer), trade financing and cash management services for corporate and retail customers. The Investment banking segment provides services to corporate clients outside the traditional loan and deposit products. The Private banking segment provides traditional and non-traditional investment and structured products to high-net-worth individuals and institutional accounts. The Leasing and financing segment provides direct leases, sale and leaseback arrangements and real estate leases. The Insurance segment is engaged in insurance brokerage and the life insurance business by providing protection, education, savings, retirement and estate planning solutions to individual and corporate clients through life insurance products and services.