Aozora Bank Ltd is a Japan-based company mainly engaged in the banking business. The Company also engages in business related to financial services such as financial products trading business and others, as well as debt management and collection business. The Company operates through five business segments. The Institutional Banking Group segment includes loans, deposits, sales of financial products, private equity investment, and other businesses. The Structured Finance Group segment includes acquisition finance, environmental project finance, rehabilitation finance, and real estate finance. The International Business Group segment includes overseas investment and financing. The Market Group segment includes the sale and trade of derivatives and foreign exchange products, and other businesses. The Customer Relation Group segment includes the sale of loans, deposits, and financial products to corporate clients, and the sale of deposits, mutual funds, and insurance to retail clients.