Beach Cities Commercial Bank provides a full range of banking services. It offers checking and savings accounts and certificates of deposit as well as commercial and real estate loans. Its commercial banking services include account analysis; commercial checking accounts; money market accounts; savings accounts; online banking; mobile banking; treasury management, and card solutions. Its business lending includes business lines of credit; business term loans; equipment financing; commercial real estate financing; bridge financing; SBA loans/lines; California State Loan Guarantee and construction loans. Its personal banking services include personal checking, personal credit products and others. The account analysis is designed for businesses with higher transaction amounts and activity. Its construction loans are specialized loans for owner-occupied (commercial/industrial) and investment properties, including commercial/industrial properties.