First Robinson Financial Corporation is a bank holding company whose principal activity is the ownership and management of its wholly owned subsidiary, First Robinson Savings Bank, N.A. (the Bank). The Bank is engaged in providing a full range of banking and financial services to individual and corporate customers in Crawford and surrounding counties in Illinois, and Knox and surrounding counties in Indiana. The Bank offers accounts and services, such as Kasasa Cash and Kasasa Saver. Its personal savings services offer free Kasasa Saver checking, statement savings, Christmas club, certificates of deposit (CDs), youth savings/CD, money market account, individual retirement accounts (IRAs), health savings accounts, and others. Its loans include personal loans, auto loans, home equity loans, home mortgage loans, agriculture loans, commercial real estate loans and others. Its business services include business checking, business interest checking, business money market account, and others.