Marsh & McLennan Companies, Inc. is a professional services company in the areas of risk, reinsurance and capital, people and investments, and management consulting. The Company conducts business through two segments: Risk and Insurance Services, and Consulting. It conducts business in this segment through Marsh Risk and Guy Carpenter. Marsh Risk is an insurance broker and risk advisor offering risk management, insurance broking, insurance program management, risk consulting, analytical modeling and alternative risk financing services to a range of businesses, government entities, and individuals. Guy Carpenter is a reinsurance intermediary and advisor providing specialized reinsurance broking, strategic advisory and actuarial services. The consulting segment includes health, wealth and career advice, solutions and products, and specialized management, strategic, economic and brand consulting services. It conducts business in this segment through Mercer and Marsh Management Consulting.