First Internet Bancorp is a bank holding company that conducts its business activities through its subsidiary, First Internet Bank of Indiana (the Bank). The Company offers a range of commercial, small business, consumer and municipal banking products and services. It conducts consumer and small business deposit operations primarily through digital channels on a nationwide basis. Its residential mortgage products are offered nationwide primarily through a digital direct-to-consumer platform. Its commercial banking products and services are delivered through a relationship banking model and include commercial real estate (CRE) banking, commercial and industrial (C&I) banking, public finance, healthcare finance, small business lending and commercial deposits and treasury management. Its public finance team provides a range of public and municipal lending and leasing products to government entities on a nationwide basis.