Independent Bank Corp. is the holding company for Rockland Trust Company (the Bank). The Bank is a state-chartered commercial bank which provides a variety of banking, investment and financial services through its retail branches, commercial banking centers, investment management offices, and mortgage lending centers located throughout Eastern Massachusetts as well as in Worcester County, southern New Hampshire, and Rhode Island. The Bank also offers a full suite of mobile, online, and telephone banking services. The Bank's borrowers primarily consist of small-to-upper middle market sized businesses and consumers. Its loan portfolio includes commercial loans, consumer loans, and other consumer loans, primarily consisting of investment management secured lines of credit, installment loans and overdraft protection lines. The commercial loans consist of commercial real estate loans, commercial construction loans, commercial and industrial loans, and small business loans.