First Financial Bancorp. is a bank holding company. It engages in the business of commercial banking and other banking and banking-related activities through its subsidiary, First Financial Bank (the Bank). The range of banking services provided by the Company includes commercial lending, real estate lending and consumer financing. It offers deposit products that include interest-bearing and noninterest-bearing accounts, time deposits and cash management services for retail and commercial customers. A full range of trust and wealth management services is also provided through its Wealth Management line of business. Commercial and industrial loans are made for all types of businesses for a variety of purposes, including inventory, receivables and equipment. It works with businesses to meet their shorter-term working capital needs while also providing long-term financing for their business plans. Its full-service banking centers primarily in Ohio, Indiana, Kentucky and Illinois.