Guaranty Financial Corp. is a holding company of Guaranty Bank (the Bank). The Bank provides financial services through its offices in Wisconsin, Georgia, Illinois, Michigan and Minnesota. Its primary deposit products are checking, savings and term certificate accounts, and its lending products are residential mortgage, consumer and commercial loans. It has over 120 branch locations, in grocery stores, in approximately five states. It offers personal banking services, such as checking, savings, credit cards, credit builder, checks press, retirement planning, coverage checking, Identification (ID) revive and CLEAR Coverage; online banking services, such as online banking, bill pay, online statements, mobile banking and security center; business banking services, such as business checking, business savings, business credit cards and business services, and loans, such as mortgages and credit builder. It offers mortgage loans, home equity loans and other loans.