CNB Financial Services, Inc. is a financial services holding company for CNB Bank, Inc. (the Bank). The Bank provides a variety of banking services to individuals and businesses through its two locations in Morgan County, West Virginia, three locations in Berkeley County, West Virginia and four locations in Washington County, Maryland. Its primary deposit products are demand deposits and certificates of deposit, and its primary lending products are commercial business, real estate mortgages and consumer loans. The Bank's products and services include checking accounts, savings accounts, certificates of deposit and individual retirement accounts (IRAs), consumer loans, credit cards, and other services. The CNB Trust is a full-service trust department and CNB Wealth Advisors provides investment advisory services, as well as all non-deposit investment products (NDIP) that are separate from CNB Trust. These services are provided to individuals, non-profit organizations and businesses.