AmTrust Financial Services, Inc. (AmTrust) is a multinational insurance holding company. The Company offers specialty property and casualty insurance products, including workers' compensation, businessowner’s policy (BOP), general liability and extended service and warranty coverage. AmTrust provides insurance protection, warranty programs and risk management expertise to small businesses, professional and financial service firms, retailers, and manufacturers worldwide. The Company’s divisions include AmTrust International, AmTrust Title, Excess & Surplus, Specialty Programs, Specialty Risk and AmTrust Surety. AmTrust's small commercial solutions consist of businessowners policy, workers' compensation, commercial package, cyber insurance, employment practices liability insurance, general liability and commercial property. It serves various industries, such as auto repair, contractors, financial institutions, grocery stores, healthcare, landscapers, restaurants, retail, and others.