On October 17, Qi Jiangong, chairman of Jianxin Wealth Management, stated at the “Global Wealth Management Forum · 2026 Shanghai Suhewan Conference” that the financial management industry is currently exploring the direction of “multiple assets and multiple returns” to create a “fixed income +” product system oriented towards absolute return. Since this year, “fixed income +” products have grown very rapidly, with an overall increase of more than 60%. According to Qi Jiangong, “fixed income +” has two main challenges for bank financial management: on the one hand, there is still much room for improvement in the basic capabilities and experience of bank financial management institutions, the multi-asset background and experience of investment and research personnel still need to be improved, and investment and research frameworks, strategy accumulation, risk control methods, and system support still need to be strengthened. On the other hand, multi-asset products have relatively high returns, but short-term fluctuations are greater, and they require sufficient risk tolerance and management capacity.

On October 17, Qi Jiangong, chairman of Jianxin Wealth Management, stated at the “Global Wealth Management Forum · 2026 Shanghai Suhewan Conference” that the financial management industry is currently exploring the direction of “multiple assets and multiple returns” to create a “fixed income +” product system oriented towards absolute return. Since this year, “fixed income +” products have grown very rapidly, with an overall increase of more than 60%. According to Qi Jiangong, “fixed income +” has two main challenges for bank financial management: on the one hand, there is still much room for improvement in the basic capabilities and experience of bank financial management institutions, the multi-asset background and experience of investment and research personnel still need to be improved, and investment and research frameworks, strategy accumulation, risk control methods, and system support still need to be strengthened. On the other hand, multi-asset products have relatively high returns, but short-term fluctuations are greater, and they require sufficient risk tolerance and management capacity.