Recently, a number of banks in Hong Kong have launched high-interest deposit products. CCB Asia's “VIP Banking” customers can enjoy a preferential fixed deposit annual interest rate of up to 8.88%, and new customers can enjoy a fixed annual interest rate of 5.88% in RMB or HKD when opening a mobile account. Eligible users of Ping An Digital Bank can open a 1-month HKD time deposit with an annual interest rate of up to 18%. In addition, “Foreign Currency Exchange Fixed Deposit” is also a center for high-interest deposits. BOC Hong Kong introduced a limited-time foreign currency exchange deposit, with an annual interest rate of up to 15%. The annual interest rate for a 7-day fixed exchange deposit of the Hong Kong Zhongan Bank foreign currency exchange deposit is 17%. All other currencies are 20%. Lv2 users can also enjoy an additional 2% annual interest rate. For mainland investors, experts suggest that investors who have been idle in Hong Kong dollars or other foreign currencies for a short period of time and can withstand exchange rate fluctuations can try the bank's special offer for newcomers. It is recommended that the deposit period be less than 3 months, and it is not recommended to exchange foreign exchange to earn high interest rates.

Zhitongcaijing · 2d ago
Recently, a number of banks in Hong Kong have launched high-interest deposit products. CCB Asia's “VIP Banking” customers can enjoy a preferential fixed deposit annual interest rate of up to 8.88%, and new customers can enjoy a fixed annual interest rate of 5.88% in RMB or HKD when opening a mobile account. Eligible users of Ping An Digital Bank can open a 1-month HKD time deposit with an annual interest rate of up to 18%. In addition, “Foreign Currency Exchange Fixed Deposit” is also a center for high-interest deposits. BOC Hong Kong introduced a limited-time foreign currency exchange deposit, with an annual interest rate of up to 15%. The annual interest rate for a 7-day fixed exchange deposit of the Hong Kong Zhongan Bank foreign currency exchange deposit is 17%. All other currencies are 20%. Lv2 users can also enjoy an additional 2% annual interest rate. For mainland investors, experts suggest that investors who have been idle in Hong Kong dollars or other foreign currencies for a short period of time and can withstand exchange rate fluctuations can try the bank's special offer for newcomers. It is recommended that the deposit period be less than 3 months, and it is not recommended to exchange foreign exchange to earn high interest rates.