In the third quarter of this year, various institutions such as securities companies, fund companies, insurance asset management companies, and foreign investors conducted intensive research on listed banks. According to the data, in the third quarter, a total of 21 listed banks were surveyed by 511 institutions. Research content shows that topics such as credit investment, net interest spreads, and asset quality have attracted much attention. Judging from the research situation, institutional investors are paying more attention to regional banks. Among them, the Bank of Jiangsu was the most favored by institutions, with a total of 146 institutions surveyed; Bank of Hangzhou surveyed by 73 institutions; Ruifeng Bank surveyed by 64 institutions; Bank of Ningbo surveyed by 63 institutions; Bank of Nanjing by 43 institutions; Zijin Bank by 29 institutions; and Bank of Xiamen surveyed by 21 institutions. Zeng Gang, director of the Tianfu Liyan Finance Research Institute, told reporters that regional banks are rooted in the local economy and are closely linked to regional industrial structures, private small and micro enterprises, county economies, and residents' wealth. In regions with active economies, strong financial strength, and clear industrial clusters, they often have a good customer base, strong ability to obtain deposits and loans, and more efficient credit investment channels. In addition, some high-quality regional banks have maintained a relatively rapid pace of revenue, profit, and asset expansion for a long time, and asset quality is also relatively stable, forming the operating characteristics of “scale growth - profit improvement - risk manageable”.

In the third quarter of this year, various institutions such as securities companies, fund companies, insurance asset management companies, and foreign investors conducted intensive research on listed banks. According to the data, in the third quarter, a total of 21 listed banks were surveyed by 511 institutions. Research content shows that topics such as credit investment, net interest spreads, and asset quality have attracted much attention. Judging from the research situation, institutional investors are paying more attention to regional banks. Among them, the Bank of Jiangsu was the most favored by institutions, with a total of 146 institutions surveyed; Bank of Hangzhou surveyed by 73 institutions; Ruifeng Bank surveyed by 64 institutions; Bank of Ningbo surveyed by 63 institutions; Bank of Nanjing by 43 institutions; Zijin Bank by 29 institutions; and Bank of Xiamen surveyed by 21 institutions. Zeng Gang, director of the Tianfu Liyan Finance Research Institute, told reporters that regional banks are rooted in the local economy and are closely linked to regional industrial structures, private small and micro enterprises, county economies, and residents' wealth. In regions with active economies, strong financial strength, and clear industrial clusters, they often have a good customer base, strong ability to obtain deposits and loans, and more efficient credit investment channels. In addition, some high-quality regional banks have maintained a relatively rapid pace of revenue, profit, and asset expansion for a long time, and asset quality is also relatively stable, forming the operating characteristics of “scale growth - profit improvement - risk manageable”.