On September 30, SPD Bank announced that in order to thoroughly implement the relevant decisions and arrangements of the Party Central Committee and the State Council and support the rigid housing needs of urban and rural residents, the company will respond positively and strictly implement the “Notice on Implementing Interest Rate Discount Policies for Residential Home Purchase Loans” of the Ministry of Finance, the People's Bank of China, and the General Administration of Financial Supervision. Starting October 1, 2026, it will provide financial interest rate discount services for the issuance of new eligible commercial personal housing loans. At the same time, SPD Bank stated that it will adopt a “free application and enjoy” processing method for loans that have been reviewed to meet the requirements of the interest rate discount policy. The processing process will be optimized, and the subsequent processing process and answers to related questions will be announced through official channels such as SPD Bank's official website, WeChat account, and mobile banking.

Zhitongcaijing · 3d ago
On September 30, SPD Bank announced that in order to thoroughly implement the relevant decisions and arrangements of the Party Central Committee and the State Council and support the rigid housing needs of urban and rural residents, the company will respond positively and strictly implement the “Notice on Implementing Interest Rate Discount Policies for Residential Home Purchase Loans” of the Ministry of Finance, the People's Bank of China, and the General Administration of Financial Supervision. Starting October 1, 2026, it will provide financial interest rate discount services for the issuance of new eligible commercial personal housing loans. At the same time, SPD Bank stated that it will adopt a “free application and enjoy” processing method for loans that have been reviewed to meet the requirements of the interest rate discount policy. The processing process will be optimized, and the subsequent processing process and answers to related questions will be announced through official channels such as SPD Bank's official website, WeChat account, and mobile banking.