On September 30, the Industrial and Commercial Bank of China announced that the bank has earnestly implemented the requirements of the “Notice on Implementing the Interest Rate Discount Policy for Residential Home Purchase Loans” and will provide interest rate discount services to customers who meet the requirements of the above notice starting October 1, 2026, according to interest rate discount standards. The bank will adopt a “no claim and enjoy” processing method, that is, when interest is collected each month, the corresponding interest discount amount will be automatically deducted from each instalment payment amount, and the customer will be promptly notified via SMS, etc. ICBC Reminder: In the process of applying for commercial personal housing loan interest rate discounts, the bank does not charge any fees.

Zhitongcaijing · 2d ago
On September 30, the Industrial and Commercial Bank of China announced that the bank has earnestly implemented the requirements of the “Notice on Implementing Interest Rate Discount Policies for Residential Home Purchase Loans” and will provide interest rate discount services to customers who meet the requirements of the above notice starting October 1, 2026, according to interest rate discount standards. The bank will adopt a “no claim and enjoy” processing method, that is, when interest is collected each month, the corresponding interest discount amount will be automatically deducted from each instalment payment amount, and the customer will be promptly notified via SMS, etc. ICBC Reminder: In the process of applying for commercial personal housing loan interest rate discounts, the bank does not charge any fees.