The Zhitong Finance App learned that on September 29, the Ministry of Finance, the People's Bank of China, and the General Financial Supervisory Authority issued a notice on implementing interest rate discount policies for residents' home purchase loans. Among them, it was mentioned that households that take out loans to purchase commercial housing and meet the following conditions can enjoy the central government's interest rate discount policy support. The policy will be implemented on October 1, 2026. The implementation period is tentatively set for 1 year. During this period, the managing bank will issue a new commercial personal housing loan for the first eligible home. The financial department will provide interest rate discount support of 1 percentage point annualized for a period of not more than 5 years based on the loan principal amount. The maximum loan size that a single household can enjoy at interest rates is 1 million yuan. Interest rate discount funds are borne by central finance and local finance at 90% and 10% respectively. Among them, the financial sharing ratio at the provincial level and below is determined independently by the provincial finance department, taking into account actual conditions.

The Zhitong Finance App learned that on September 29, the Ministry of Finance, the People's Bank of China, and the General Financial Supervisory Authority issued a notice on implementing interest rate discount policies for residents' home purchase loans. Among them, it was mentioned that households that take out loans to purchase commercial housing and meet the following conditions can enjoy the central government's interest rate discount policy support. The policy will be implemented on October 1, 2026. The implementation period is tentatively set for 1 year. During this period, the managing bank will issue a new commercial personal housing loan for the first eligible home. The financial department will provide interest rate discount support of 1 percentage point annualized for a period of not more than 5 years based on the loan principal amount. The maximum loan size that a single household can enjoy at interest rates is 1 million yuan. Interest rate discount funds are borne by central finance and local finance at 90% and 10% respectively. Among them, the financial sharing ratio at the provincial level and below is determined independently by the provincial finance department, taking into account actual conditions.