The Postbank announced that since the average net interest spread of 1.15% of the four major banks in 2025 fell below the lower passive adjustment limit of 1.37%, agents of the company and the controlling shareholder Post Group absorbed the RMB personal deposit business savings agency rate to trigger a passive adjustment mechanism. Since the rate has been adjusted for three consecutive years, the current rate basically reflects changes in the interest rate environment, and it is proposed to maintain the current savings agency rate through negotiations. This related transaction has been reviewed and approved by a special meeting of the company's board of directors and independent directors. The relevant directors have avoided voting. The transaction is fair and reasonable, and there are no circumstances that harm the interests of small to medium shareholders.

The Postbank announced that since the average net interest spread of 1.15% of the four major banks in 2025 fell below the lower passive adjustment limit of 1.37%, agents of the company and the controlling shareholder Post Group absorbed the RMB personal deposit business savings agency rate to trigger a passive adjustment mechanism. Since the rate has been adjusted for three consecutive years, the current rate basically reflects changes in the interest rate environment, and it is proposed to maintain the current savings agency rate through negotiations. This related transaction has been reviewed and approved by a special meeting of the company's board of directors and independent directors. The relevant directors have avoided voting. The transaction is fair and reasonable, and there are no circumstances that harm the interests of small to medium shareholders.