“Financial institutions will definitely be eliminated if they don't use AI, but AI is a necessary condition and not enough.” On September 9, at the 2026 Inclusion · Bund Conference “Exploring the Application of the Native AI Era · Credit Economy” forum, Zhang Jianhua, director of the Financial Development and Regulatory Technology Research Center at Tsinghua University's Wudaokou School of Finance, said.

“Financial institutions will definitely be eliminated if they don't use AI, but AI is a necessary condition and not enough.” On September 9, at the 2026 Inclusion · Bund Conference “Exploring the Application of the Native AI Era · Credit Economy” forum, Zhang Jianhua, director of the Financial Development and Regulatory Technology Research Center at Tsinghua University's Wudaokou School of Finance, said.