Equitable Financial FY26 Q4 net income rises 43% to $1.64 million; net interest income increases 14% to $4.66 million

• Equitable Financial posted fiscal Q4 net income of $1.64 million, up 43% from a year earlier; EPS rose to $0.66.
• Net interest income climbed 14% to $4.66 million, reflecting continued repricing of interest-earning assets.
• Provision for loan losses swung to a $115,000 credit; noninterest income increased 19% to $1.59 million.
• Noninterest expense rose 6% to $4.3 million; total assets edged up 1% to $523.59 million, while net loans increased 1% to $448.17 million.
• CEO Tom Gdowski flagged pressure in agriculture from lower commodity prices, while citing strong asset quality and support from lower interest rates.

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