Bank of Tianjin FY26 H1 net profit drops 6.6% to RMB 1.87 billion; operating income slips 3.7% to RMB 8.5 billion

• Bank of Tianjin posted net profit of RMB 1.87 billion, down 6.6% year on year.
• Operating income fell 3.7% to RMB 8.5 billion, while net interest income rose 7.4% to RMB 6.36 billion.
• Interest income slipped 5.5% to RMB 14.31 billion due to a 42-basis-point drop in average yield on interest-earning assets.
• Non-performing loan ratio edged up 0.07 percentage point to 1.77%; allowance coverage ratio dipped 1.33 percentage points to 170.23%.
• Green loan balance climbed 5.22% to RMB 41.7 billion; new loans to science and technology innovation enterprises totaled RMB 7.33 billion.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Bank of Tianjin Co. Ltd. published the original content used to generate this news brief via IIS, the regulatory disclosure system operated by the Hong Kong Stock Exchange (HKex) (Ref. ID: HKEX-EPS-20260831-12307983), on August 31, 2026, and is solely responsible for the information contained therein.