The disclosure of the semi-annual reports of 42 A-share listed banks has come to an end. Judging from the overall performance, the profits of listed banks have been further recovered, but the “temperature difference” under the recovery trend is quite obvious. Major banks improved, stock banks were under pressure, urban commercial banks broke through, agricultural and commercial banks stabilized, and banks in various echelons interpreted a very different pace of restoration. At the same time, net interest spreads of a number of listed banks have rebounded year over year, and the signs of stabilization are clear. In the context of low interest spreads, non-interest income has become another window for observing the resilience of bank operations.

The disclosure of the semi-annual reports of 42 A-share listed banks has come to an end. Judging from the overall performance, the profits of listed banks have been further recovered, but the “temperature difference” under the recovery trend is quite obvious. Major banks improved, stock banks were under pressure, urban commercial banks broke through, agricultural and commercial banks stabilized, and banks in various echelons interpreted a very different pace of restoration. At the same time, net interest spreads of a number of listed banks have rebounded year over year, and the signs of stabilization are clear. In the context of low interest spreads, non-interest income has become another window for observing the resilience of bank operations.