Bank of Harbin (06138) announced interim results. Net profit attributable to mother was 1,032.7 billion yuan, an increase of 12.81% over the previous year

According to the Zhitong Finance App, Bank of Harbin (06138) announced its 2026 interim results, with operating income of 7.719.9 billion yuan, up 4.53% year on year; net profit of RMB 1,104.1 billion, up RMB 112 million, an increase of 11.29%; net profit attributable to shareholders of the parent company was RMB 1,032.7 million, an increase of RMB 117.3 million, an increase of 12.81% year on year. The bank's average return on total assets was 0.22%, the same as the previous year; the bank's average return on equity was 2.55%, up 0.48 percentage points year over year.

As of June 30, 2026, the bank's total assets were RMB1,025.864.5 billion, an increase of RMB6.524.5 billion, or 0.64%; total customer loans and advances were RMB422.498 billion, an increase of RMB11.924.4 billion over the end of the previous year, an increase of 2.90%; total customer deposits were RMB 724.570.5 billion, an increase of RMB5,326.8 billion over the end of the previous year.

As of June 30, 2026, the bank's non-performing loan balance was RMB 11.830 billion, and the non-performing loan ratio was 2.80%, the same as at the end of the previous year. The provision coverage rate was 236.40%, up 38.14 percentage points from the end of the previous year; the loan impairment loss reserve ratio was 6.62%, up 1.07 percentage points from the end of the previous year, and risk compensation capacity remained basically stable.