On August 26, the Zhengzhou Housing Provident Fund Management Center issued a notice to further optimize the housing provident fund loan policy. The minimum down payment ratio for a depositary employee who buys a home in the administrative area of Zhengzhou City and applies for a housing provident fund loan was adjusted from 30% to 20%. The notice also proposed supporting intergenerational mutual aid loans for families. If a borrower buys a self-occupied home and applies for a housing provident fund loan in the city, the borrower's provident fund loan amount does not reach the maximum limit for a family loan, parents or children who have normally deposited the housing provident fund and meet the conditions for the provident fund loan can participate in this loan application as co-borrowers. In terms of amount approval, the loanable amounts of the main borrower and co-borrower are calculated and determined separately. The total amount of the combined family loan must not exceed the maximum limit set by the Provident Fund Center. The loan period is determined according to the age of the principal borrower, and the loan ratio is uniformly implemented according to the relevant policies of the housing purchased. The notice was implemented from the date it was issued, and matters not covered will still be implemented in accordance with the original policy.

On August 26, the Zhengzhou Housing Provident Fund Management Center issued a notice to further optimize the housing provident fund loan policy. The minimum down payment ratio for a depositary employee who buys a home in the administrative area of Zhengzhou City and applies for a housing provident fund loan was adjusted from 30% to 20%. The notice also proposed supporting intergenerational mutual aid loans for families. If a borrower buys a self-occupied home and applies for a housing provident fund loan in the city, the borrower's provident fund loan amount does not reach the maximum limit for a family loan, parents or children who have normally deposited the housing provident fund and meet the conditions for the provident fund loan can participate in this loan application as co-borrowers. In terms of amount approval, the loanable amounts of the main borrower and co-borrower are calculated and determined separately. The total amount of the combined family loan must not exceed the maximum limit set by the Provident Fund Center. The loan period is determined according to the age of the principal borrower, and the loan ratio is uniformly implemented according to the relevant policies of the housing purchased. The notice was implemented from the date it was issued, and matters not covered will still be implemented in accordance with the original policy.