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3 AI Stocks Using Software To Drive Growth In A High Rate World

Simply Wall St · 2d ago

Central banks are rethinking how tight money should be as inflation pressures stay on their radar. That keeps borrowing costs in focus and puts a premium on companies that can grow through productivity gains rather than cheap capital. Artificial intelligence is one of the clearest examples of that shift. This article highlights three AI stocks from the screener that show how different parts of the AI chain are responding.

The three stocks in this article are just a sample, and the full screen surfaced 15 more companies directly linked to AI infrastructure, software and services that carry equally compelling narratives. To go deeper into this opportunity, analyze and compare potential high conviction ideas using the Artificial Intelligence/ AI Stocks screener.

Cerillion (AIM:CER)

Cerillion is a London based telecom software company that supplies billing, charging and customer relationship management systems to communications providers and subscription businesses worldwide. It earns most of its revenue from Software at about £22.6 million, with Services contributing roughly £17.8 million and a smaller Other segment at about £2 million. Within this stack its AI powered Business Insights platform gives operators analytics and insights that plug directly into pricing, billing and CRM workflows. The company has a market cap of about £286 million, which puts it in the smaller end of listed UK software stocks.

Investors looking at AI as a practical productivity tool rather than a buzzword may find Cerillion interesting. Its Business Insights and emerging Agentic AI capabilities are built into the core BSS/OSS systems that telecom and subscription businesses already depend on, which can make AI led automation and analytics harder to switch away from once adopted. At the same time, recent half year results showed revenue and earnings had declined, and there are questions around non cash earnings quality and a funding mix that leans on higher risk sources. If you want to understand whether Cerillion’s AI tools are enough to offset those concerns and support its current valuation, the detail behind that trade off matters.

Cerillion’s AI driven billing and CRM tools could be masking a much more complex story about earnings quality and funding risk. Get the full picture in the 4 key rewards and 1 important major warning sign

CER Discounted Cash Flow as at Aug 2026
CER Discounted Cash Flow as at Aug 2026

Bytes Technology Group (LSE:BYIT)

Bytes Technology Group is a £962 million IT solutions provider that helps organisations buy and run software, security tools and cloud services, including AI capable platforms and licences that support ChatGPT style deployments. The group reports all revenue under a single IT Solutions Provider segment, worth about £220.6 million, reflecting a broad mix from hardware through to higher value cloud and managed services. Most activity is in the United Kingdom, with smaller contributions from Europe and the rest of the world.

Investors looking for practical AI exposure may find Bytes Technology Group interesting because its cloud and AI ready software licences sit inside wider relationships that already handle customers’ security, hybrid infrastructure and software asset management. That gives the company a route to grow AI and LLM related work without depending on it as a single revenue pillar, although recent pressure on margins and a weak last year of earnings growth show that execution matters. Taken together with its high returns on equity and a recent board refresh that could influence how aggressively management leans into Microsoft aligned AI priorities, there is more to consider when assessing whether today’s valuation fairly reflects the mix of opportunity and risk in its AI linked services.

Bytes Technology Group’s high return on equity and Microsoft aligned AI focus could be masking a much richer story about margins, valuation and risk. See how those pieces fit together in the analysis report for Bytes Technology Group

BYIT Discounted Cash Flow as at Aug 2026
BYIT Discounted Cash Flow as at Aug 2026

AdvancedAdvT (AIM:ADVT)

AdvancedAdvT is a London based software company focused on business and healthcare solutions, with its clearest AI link coming from AI based healthcare intelligence, compliance and accreditation tools, plus intelligent process automation that handles clinical and regulatory workflows. The group currently reports all revenue, about £53 million, under Internet Software and Services and earns this entirely in the United Kingdom. AdvancedAdvT has a market cap of roughly £231 million, which places it firmly in UK small cap territory.

AdvancedAdvT is worth a closer look if you want exposure to AI that is already embedded in real world workflows rather than just headline grabbing models. Its AI based healthcare intelligence and automation tools plug into compliance heavy environments where sticky software can matter more than raw user growth. At the same time, last year’s earnings fell even as revenue moved higher, margins compressed from 25.1% to 8.6%, and return on equity sits at about 3%. This raises fair questions about how scalable the current model is. The company’s shares also trade on a rich P/E multiple and rely on higher risk external borrowings, so the central consideration is whether the AI healthcare engine can earn enough over time to justify the premium pricing and funding profile.

AdvancedAdvT’s AI healthcare engine is already embedded in compliance heavy workflows, yet earnings pressure, a compressed margin and a rich P/E hint that investors may be missing a key twist revealed in the analysis report for AdvancedAdvT

AIM:ADVT P/E Ratio as at Aug 2026
AIM:ADVT P/E Ratio as at Aug 2026

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.