PSB Financial Q2 FY26 turns to net loss of $148,000; net interest income rises 3.2% to $931,000

PUBT · 2d ago
PSB Financial Q2 FY26 turns to net loss of $148,000; net interest income rises 3.2% to $931,000
  • PSB Financial posted a net loss of $148,000 in the quarter ended June 30, 2026, turning from net income of $37,000.
  • Net interest income rose 3.2% to $931,000, while net interest margin narrowed 22 basis points to 3.19%.
  • Noninterest expense climbed 34.3% to $1.3 million, driven by $286,000 of core platform conversion-related data processing costs.
  • Deposits increased 2.2% to $94.7 million at June 30, 2026, with non-maturity balances down $2.9 million and time deposits up $4.9 million.


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